- Satisfaction Guaranteed
- Licensed & Insured
- LIC#CCC1333250
- FINANCING AVAILABLE
- SE FL (954) 773-5205
- SW FL (239) 900-4740
When your roof reaches the end of its life — or a storm pushes it there — a roof replacement rebuilds your home’s protection from the deck up. Whether you call it a roof replacement, a re-roof, or a new roof, it’s the same job: removing the worn-out covering and installing a new, code-compliant system built to stand up to South Florida’s sun, rain, and hurricane-force winds.
At Cotect Roofing, we’ve been replacing roofs across Broward, Miami-Dade, and Palm Beach for more than 30 years, with family roots in the trade going back to 1992. We’re licensed and insured (CCC1333250), BBB-accredited, Google Guaranteed, and a CertainTeed ShingleMaster and Polyglass registered contractor — and we replace every roof type common to our area: shingle, tile, metal, and flat.
These three terms cause a lot of confusion, so here’s the plain version: for most homeowners they mean the same thing — tearing off the old roof and installing a new one. “Re-roof” is the permit term, “new roof” is what many people say, and “roof replacement” is the clearest way to describe it. We also handle brand-new roofs on additions and new construction. The one thing that’s genuinely different is a repair, which fixes a localized problem rather than replacing the whole system — see our roof repair services.
(You may hear about a shingle “overlay” or roof-over — new shingles laid over old ones. Florida allows at most two shingle layers and only in limited cases, and it prevents installing the sealed roof deck that current hurricane code relies on, so in South Florida we always recommend a full tear-off.)
Not every problem calls for a new roof. As a rule of thumb, a repair makes sense when the damage is localized and the roof still has years of life left. A replacement is the smarter money when the roof is near the end of its lifespan, the damage is widespread, there’s rot in the deck, or repeated repairs are adding up. Not sure which you’re facing? A free inspection gives you a straight answer — no pressure either way. Between the two, a maintenance plan helps you get every possible year out of the roof you have.
Broward and Miami-Dade sit inside Florida’s High-Velocity Hurricane Zone (HVHZ) — the strictest roofing code in the country, built around design wind speeds of 170 mph in Broward and 175 mph in Miami-Dade. A code-compliant replacement is a tested, approved assembly, not just new shingles:
This is also why a proper replacement protects your insurance: a code-compliant roof keeps you insurable and preserves the wind-mitigation credits that lower many South Florida premiums.
Shingle — affordable and the most common choice on Florida homes.
Tile — clay and concrete tile for lasting curb appeal on Mediterranean and Spanish-style homes.
Metal — the fastest-growing choice, with 40–70 year lifespans and top-tier wind performance.
Flat — flat and low-slope systems for homes and commercial buildings.
New to all this? Start with our Roof 101 guide.
Every roof is different, but here’s an honest 2026 starting point for a full, code-compliant replacement on a typical South Florida home: architectural asphalt shingle generally runs about $14,000–$22,000, with tile and metal higher because of material and labor. Roof size, pitch, the number of layers being torn off, and what the deck looks like once it’s exposed all move the number — two identical-size homes can differ by 30% on the final invoice. The only accurate figure comes from an on-site inspection, and ours are free. Ask about 0-down, 100% financing to spread the cost.
A new, code-compliant roof qualifies for a Florida wind-mitigation inspection, and the resulting credits can offset a meaningful part of the cost every year. If your old roof was damaged by a covered event like a hurricane or windstorm, part or all of the replacement may be covered by your policy — we provide the documented inspection insurers ask for and can help with the claims process from start to finish.
– Licensed & insured — Florida CCC1333250
– 30+ years serving Broward, Miami-Dade & Palm Beach; family roots since 1992
– BBB-accredited and Google Guaranteed, 5-star rated
– CertainTeed ShingleMaster & Polyglass registered contractor
– HVHZ code-compliant replacements with sealed roof deck included
– 0-down, 100% financing and free inspections
Is a re-roof the same as a roof replacement?
Yes. Re-roof, roof replacement, and new roof all describe the same job for most homeowners: removing the old roof and installing a new, code-compliant one. The only real alternative is a repair, which fixes a localized problem rather than replacing the whole roof.
How much does a roof replacement cost in South Florida?
As of 2026, a full shingle replacement on a typical home generally runs about $14,000 to $22,000, with tile and metal higher. Roof size, pitch, tear-off layers, and hidden deck damage all affect the total, so the only accurate number comes from a free on-site inspection.
How long does a new roof last here?
It depends on the material: asphalt shingle typically 15 to 25 years in Florida’s sun, tile several decades, and metal 40 to 70 years. Quality installation and yearly maintenance help you get the full lifespan.
Can you just add new shingles over my old roof?
Only in limited cases. Florida allows a maximum of two shingle layers, and an overlay prevents installing the sealed roof deck that current code relies on for hurricane protection. It can also affect your insurance and void some shingle warranties, so in South Florida we almost always recommend a full tear-off.
Will a new roof lower my insurance?
It often can. A new, code-compliant roof qualifies for a Florida wind-mitigation inspection, and the credits can offset part of the cost each year. We provide the documentation your insurer needs.
How long does a roof replacement take?
Most residential replacements are completed in a matter of days, depending on roof size, material, and complexity. We give you a clear timeline with your estimate.
Whether your roof is worn out, storm-damaged, or your insurer is asking questions, Cotect Roofing will inspect it and give you a straight answer — repair or replace. We serve Broward, Miami-Dade, and Palm Beach, and our inspections and estimates are always free. Ask about 0-down financing while you’re at it.